China’s currency is the Renminbi (RMB), with the basic unit being the yuan, denoted as “¥” and with the ISO code “CNY” (Chinese Yuan). You can exchange RMB at international airports, hotels, local bank branches, and ATMs throughout China.

Convenient payment is essential for your China travel. Here are some payment ways in China to consider—having one or two ready will help ensure a smooth Chin trip experience.

  • Cash: RMB is universally accepted.
  • Credit Cards: Major international credit cards, including Visa, MasterCard, and American Express, are commonly accepted in hotels, malls, and restaurants.
  • Mobile Payments: WeChat Pay and Alipay are the most prevalent and convenient payment methods in China. If you have a Chinese bank account, these mobile payment platforms are readily available for use.

Alipay (Zhifubao) and Wechat are the common mobile payment methods in China. They offering a simple way by scanning or showing QR code to pay, you just need to download the app(Alipay or Wechat) and set up your account and bank card, and you’re all set!! Here is a guide on how to use Alipay and Wechat.

Alipay (Zhifubao):

The international version of Alipay is designed for overseas users. It offers a range of services beyond payments, such as online translation, taxi booking, hotel reservations, ticket purchases, public transportation, power bank rentals, and currency exchange. These features are intended to enhance the travel experience for international visitors.

Alipay Registration Guide:

  1. Download the App: Search for “Alipay” in your phone’s app store (App Store or Google Play) and download it.

  1. Register an Account: Open the Alipay app, select “Register”,enter your phone number (including international code), receive and input the verification code, then set a login password.

  1. Upload Documents for Verification: Upload an electronic version/photo of your passport and other required documents, and complete facial verification.

(Photo via registrationchina.com)

  1. Add Your Bank Card: Add debit or credit cards such as Visa, MasterCard, Diners Club, Discover, JCB, and UnionPay.

Payment:

  • Scan QR Code: Use your phone to scan the merchant’s payment QR code.
  • Show QR Code: Display your payment QR code for the merchant to scan.

WeChat:

WeChat is a versatile messaging app that also functions as a powerful mobile payment tool. It allows for text, voice, video, and image communication, and can be used to book taxis, buy tickets, make purchases, and pay bills, making it an essential part of daily life in China.

WeChat Registration Guide:

  1. Download the App: Search for  “WeChat” in your phone’s app store (App Store or Google Play) and download it.

  1. Register an Account: Open the WeChat app, select “Register”, enter your phone number (including international code), receive and input the verification code, and set a login password.

  1. Link a Bank Card: In the “Wallet” section, click “Add Card”, agree to the “WeChat Pay User Service Agreement” and “Privacy Policy,” and follow the on-screen instructions to add your card. Supported cards include Visa, MasterCard, Diners Club, and Discover.

Payment:

  • Scan QR Code: In most stores, restaurants, and attractions, you can find a payment QR code. Open WeChat, tap “Discover” then “Scan,” aim at the QR code, enter the amount, and confirm.
  • Show QR Code: At smaller shops or stalls, display your WeChat payment code for the merchant to scan. On the WeChat home page, tap “Pay” then “Receive Payments” to show your payment code.